Yesterday I did a small gig on what a Real estate agent says…and how you should interpret it…so today it is the turn of the life insurance agent. 1. Sir since you have an income, you should have a life… Read more
Category: Others
Industry analysis or Fundamental analysis?
These days so much is being wriintten about investing, that the average 30 year old knows far, far more than what I knew as a 30 year oldm. No doubt about that. I start my Fundamental Analysis class by asking… Read more
In defence of the bank employee and the psu employee
Every bank – psu or private – has 2 sets of employees – one in the branches and one in the HO. The employees in the branches are client facing, have targets, and very rigorous work schedule. The employees in… Read more
Doctors Financial Mistakes…
The more doctors that I meet and talk about money, the more I am convinced that there is a nice pattern in doctors financial mistakes. This is across age groups and geographies. Let me enumerate: Paid too much for education:… Read more
Where to invest now?
Seriously I do not have an answer to that. I never had. I am not convinced that you NEED TO INVEST NOW. Having said that if you are doing an SIP it is time to keep investing – there is… Read more
Four golden rules of money management
Personal finance is of important to all of us and we all need to know, understand and follow the Rules of Personal Finance to be financially successful in life. Many may feel that one could learn the rules by experimentation;… Read more
Debt and instrument
What are the debt instruments that you can invest in? As an Indian you have a lot of choice as far as debt is concerned. You should look for the following when you are looking for a debt instrument: 1…. Read more
The art of presenting a financial plan
You create a plan keeping in mind the client’s best interests. This plan is based on the information gleaned by you in your meetings with them. However, they may not be able to understand the nuances of this plan and… Read more
Ease of doing business: Big changes by Modi Govt will allow you to start a business in 6 days
In a major push by the Government to improve ease of doing business in India, by March-end you will be able to start a business in India in six days, compared to the current 26 days. The number of procedures… Read more
Six Critical Rules for Successful Retirement Investing
Retirement planning is the process of identifying your long-term income, determining your intended lifestyle and defining how to reach those goals. When planning for retirement, you’ll need to consider a variety of factors, such as when you’ll retire, where… Read more