Arun, working with a media company in Mumbai, is worried over his savings. He is about to get married to his longtime girl friend. The only saving Arun has is a small FD, but considering high inflation, it may not… Read more
Category: Mutual Funds
All you wanted to know about MF monthly income plans
Myths about MIP Monthly Income Plans or MIPs seem like a good and wide umbrella which will protect the investors from the vagaries of the market weather. It is mostly PERCEIVED to be “a risk-free product which will deliver regular… Read more
The SIP formula for Mr & Mrs retired
Post Retirement period obviously means a cautious outlook and often conservative investments. The retirement corpus hardly gets invested in Equity Mutual Funds. Given the inflation and longevity being the real challenges, it would be helpful to leverage equity asset class… Read more
It is time to realign your debt fund strategy
The flooding of liquidity in the banking system following the demonetisation move has led to an impact in the debt markets also. The high amount of liquidity means that there is enough liquidity available for use in the system and… Read more
Do you know the right time to invest in a mutual fund?
A common question from a lot of investors in mutual funds is whether this is the right time to invest. There is a lot of debate and thinking behind selection of when to invest but this could be an effort… Read more
Should you invest in mid cap equity mutual funds ?
Among various categories from equity mutual funds, mid cap funds has its own charm. This category is able to deliver very high returns when markets are doing well. These fascinating returns are what make investors go for them. But on… Read more
MF NAV shown in decimals should not be a point of confusion
Investors often get confused about the decimal places in the Net Asset Value (NAV) of various mutual funds that they have in their portfolio. One thing that a lot of them notice is that the number of decimal places is… Read more
Balanced funds- Enjoy the best of both worlds
The much touted phrase ‘the best of both worlds’ perfectly captures the experience of investing in a balanced fund. On the one hand, this combination offers scope for capital appreciation or wealth creation (with risk of downside) due to investments… Read more
Why mutual funds do not guarantee returns? And why is it good?
In the world of investing, “guarantee” is such a sweet sounding word. If the returns are guaranteed, what else does one want? Well, one may still want these returns to be high and tax-free. But that is deviating from the… Read more
Avoid these mistakes to help your money grow through SIP
A systematic investment plan (SIP) allows disciplined investments (recommended in small amounts) at regular intervals (recommended monthly) to yield high returns over a long period of time. Rather than investing a lump sum amount (usually unaffordable for many) in an… Read more