Category: Equity

If you have a lot of money and can afford many things, life is great – Economics. If you have a lot of choice, it adds stress – Psychology. Walk into a typical wedding I attend, the range of food… Read more

So when you are worried about the ‘growth’ shares you should invest in dividend oriented shares or in dividend yield funds. Right? Wrong, well at least partially wrong. If you think you will get rid of your bank fixed deposit… Read more

What are the signals of knowing an adviser is good or bad? Sadly even though one can write many points to know who is a good adviser…the need is for spotting the WRONG guy which is more important! If he… Read more

The Government of India’s cheapest source of funds is of course by cheating the Indian saver. Pay him BELOW the current inflation rate, and all the money will belong to you.. However that alone is not enough, so you sell… Read more

No people do not ask me this question, they tell me. “I am sure you will agree…during such times one should sit on cash”. I almost wince. I do know that oil is floundering, the US $ is rising. Yes… Read more

Fund Managers need stories to sell the fund to the investor. Will they ever, ever say sell equity funds and wait in liquid funds? No. Will they sell equities and wait in cash on your behalf. NO. They cannot and… Read more

There is nothing called a ‘Buy and Hold’. Repeat. There is nothing called a Buy and Hold in portfolio management. Whether it is a Warren Buffet, Peter Lynch, Vallabh Bhansali, Chetan Parikh, …..what sounds like B and H is actually… Read more

There are so many listed banks that it is not funny. Sadly most of them have the same (not even similar, same!) business model. Open more branches, appoint relationship managers, do third party sales – mutual funds, life insurance, real… Read more

Fiat money is about trust. You trust your government, hence you keep all your money in currency form, right? Take the case of a common man…and his conversation with a acidic dharni DharniGroup.com: Client: Hi Dharni, I wish to discuss… Read more

Will the market recover? When, not whether is the question. If my students do not ask “When will the market touch 21000 again?”, I ask them the same question. The most optimistic answer I have got is 6 months and… Read more