The answer lies in the way debt funds are managed and the nature of their instruments. Debt fund returns depend on the rise and fall of the NAV. It may come as a surprise to you that debt instruments held… Read more
Author: Admin
Be bullish on stocks, but don’t exit debt allocation lock, stock and barrel
Debt is not dead in the New Year even though pundits are reducing their interest rate cut expectations. Investment advisors advise against moving a big chunk of assets to equities because risk would increase and capital could get eroded when… Read more
Does it make sense to invest in debt mutual funds via SIP?
Systematic Investment Plan (SIP) is typically associated with investing in equity mutual funds. Over the years, mutual fund houses and investment advisors have been underscoring the importance of staggering investments in equity schemes to tackle the volatility in the stock… Read more
Use debt mutual funds to optimise returns from idle cash
After demonetisation, the bank accounts of nearly all Indians are bulging with cash. Given the restrictions on withdrawals, a large chunk of this money is going to stay put in bank accounts for the next few months and earn a… Read more
Avoid these mistakes to help your money grow through SIP
A systematic investment plan (SIP) allows disciplined investments (recommended in small amounts) at regular intervals (recommended monthly) to yield high returns over a long period of time. Rather than investing a lump sum amount (usually unaffordable for many) in an… Read more
What happens to your MF investments when you close your bank account
Most investors typically route their investments through a particular savings bank account. They submit the bank details to the fund house when they start investing in mutual fund schemes. The details are used to debit the investments and also to… Read more
Selling or switching mutual fund units
When investors sit down to review their portfolio or they need money for a certain goal, they may have to sell or switch their mutual fund units. However, financial planners suggest investors do a basic check, before undertaking this transaction…. Read more
How to start a Systematic Investment Plan online
Are you planning to start a Systematic Investment Plan (SIP) in an equity mutual fund scheme, but dreading the paper (and leg) work? Well, you don’t have to deal with papers or exercise your leg. Just put your leg up,… Read more
Should equity mutual fund investors worry about likely long-term capital gains tax?
The prime minister has spoken and the finance minister has clarified. It seems, long-term capital gains on your equity mutual funds are not likely to be taxed in the budget. Still, there are so many theories floating around: short-term capital… Read more
How demonetisation offers an opportunity to invest in debt funds
Individuals rush to banks to exchange and deposit their old currency notes post demonetisation. As per RBI figures, banks have received deposits worth Rs 4.08 lakh crore (total deposits less exchange amount less withdrawals) during November 10 to November 18,… Read more