It is very difficult for an adviser (financial, health, education…) to build credibility. In an industry where there are so many fly by night operators (the 97% of them get the 3% of us a bad name)…how does one build… Read more
Author: Admin
Except if you are in government service and have a nice subsidy for everything in your life and have a pension, there is financial tension. The Indian Finance industry is no exception, and as in every industry, the most threatened… Read more
Debt fund:what to do next?
The amount of commotion that has happened in the debt market is not funny. Yes not too much has happened in the market – it is the regulator who is doing most of the things. Let us accept the following:… Read more
Being humble as an investor is USEFUL
When you invest in the markets there is one solid reason to be humble. At least you are not driven to suicide when you get things wrong. At all points in time you have errors of omission and errors of… Read more
Learning from mistakes-behavioral finance
Why are we not able to learn from our own mistaks? Why is it so tempting to push all our difficult task to a virtuous tomorrow but indulge ourselves just for today? Why we do not understand the power of… Read more
Teach money to your daughter too!
Money is a Man thing, and Cooking is a Woman thing’ – most people are brought up with this stupid belief. It is not as though they are told explicitly, but by behavior. The son is taught banking in class… Read more
documentation mistakes in life insurance!
Don’t take this risk with insurance – the mistake of nominating wrongly! Most people name their beneficiaries when they buy the policy, and then never give the subject another thought. That could be a mistake. Good consultants recommend that you… Read more
mistakes in fund scheme choice
Teaching has its advantages. Huge advantages I should have said. One such event happened yesterday…I was told that I had missed one of the best fund managers by not investing in Mirae. I was also told that by not investing… Read more
4 reasons not to buy life insurance for kids
ULIPs are Very Poor Investment Vehicles: Well for people who can reverse engineer a ULIP, there are ways to make ulip efficient. However, as a general rule, ULIP is a bad/ terrible investment. Normally it is ULIP which is sold… Read more
what scares me in a mutual fund today
A fan of SIP me and many others like me have been espousing the cause of SIP for the past 20 odd years. It is a great product and has done a great job in the wealth creation process. However,… Read more