when a fresh graduate in any discipline is looking to a career option, the accounting institutes do not pitch for your attention. The CA institute and the Costing institute do not go to colleges or make any decent attempt to… Read more
Author: Admin
What every graduate should know…..part 2…
What every graduate should know…..part 2… here are no hard and fast rules in the world. None. Sachin Tendulkar did not copy Vivian Richards. Nor did he copy Don Bradman. So there are no ‘success rules’ that work for everybody…. Read more
Invest with your own money only
Invest with your own money only It may sound very outlandish and out dated that do not borrow for invest, However dont borrow by pledging gold, properties (top-up loan), personal loans or even a leveraged application in the primary… Read more
Cash is a strategic asset: why hold cash at all?
Cash is a strategic asset: why hold cash at all why should I hold cash? A very good question which many people keep asking. It is true of individuals, corporations and funds. Well cash is held for 3 main purposes… Read more
Misconceptions about debt funds
Misconceptions about debt funds Debt funds and bonds are very different. If you can lock in today into a PSU bond at 9% current yield for a 20 year period, it is an amazing saving instrument. I daresay no fund… Read more
Debt problems?
Debt problems? There is only ONE reason why people get into debt. Living beyond their means. Make no mistake there is just one reason. However when people get into debt, and when they come to me, they justify on various… Read more
4 things to know about Equity Markets
4 things to know about Equity Markets Actually there are many things that you need to know about the equity markets, but here are a few…. a. Investors make money: Yes, it is the investors who can make money in… Read more
Problems of people i,e direct investment in equities
Problems of people i,e direct investment in equities 1. Not enough capital to create a portfolio: To create a sensible portfolio today it will cost you at least Rs. 10 lakhs. If you start out with Rs. 20,000 to invest,… Read more
Inflation Indexed bonds….how TIPS works
The government keeps talking about Inflation Indexed bonds – we are not clear when it will come. We have no clue as to how it will be structured in India. However this is how it should work if they do… Read more
Why Interest rates in India are wrong!
Most of the Governments of the world have been subsidised by the middle class. Let me explain. The biggest borrower in India is the Government of India – about 80% let us say. Now this government along with the RBI… Read more