Real Estate Investment Trust (REIT) is a company or a special purpose vehicle (SPV) that owns or in most cases finances income producing real estate properties. Much like the mutual funds, REIT provides investors with regular income and diversification. A… Read more
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Why you should make a balanced mutual fund a part of your portfolio
With an increase in AUM (assets under management) of balanced funds in the recent months, it can be inferred that domestic investors are slowly getting comfortable investing in this category of mutual fund. In this column, we will explain why… Read more
How will an investor come to know about the changes, if any, which may occur in the mutual fund?
There may be changes from time to time in a mutual fund. The mutual funds are required to inform any material changes to their unit-holders. Apart from it, many mutual funds send quarterly newsletters to their investors. At present, offer… Read more
How many funds or stocks should you diversify your portfolio over?
To get the maximum benefit of reducing your risk through diversification spread your portfolio across different assets whose returns are not 100% correlated. Different assets should ideally span across different asset classes such as fixed income, equity, real estate, gold… Read more
Can a mutual fund change the nature of the scheme from the one specified in the offer document?
Yes. However, no change in the nature or terms of the scheme, known as fundamental attributes of the scheme e.g.structure, investment pattern, etc. can be carried out unless a written communication is sent to each unit-holder and an advertisement is… Read more
Do any mutual funds invest in both stocks and bonds?
Yes, balanced funds invest in a combination of stocks and bonds, a typical mix is 60:40 in favour of stocks. Returns from balanced funds are normally lower than pure equity mutual funds when markets are rising, however if the market… Read more
Should I opt for SIP or bulk investment?
Equity markets are highly volatile. The shares prices vary considerably on day-to-day basis. In such a scenario, if you put a lump sum amount of money, you could either gain a lot or lose a lot. It would then become… Read more
Can a mutual fund change the asset allocation while deploying funds of investors?
Considering the market trends , any prudent fund managers can change the asset allocation i e. he can invest higher or lower percentage of fund in equity or debt instruments compared to what is disclosed in the offer document. It… Read more
How to invest in a mutual fund: Online
How to invest in a mutual fund: Online A few days ago I did a post on how to invest in a mutual fund Offline, today will tell you how to do it Online. There are a few ways how… Read more
Why financial planning?
Why financial planning? Planning for a secure financial future is a must! It can be done, and is not easy, but is not rocket science either. Maybe you’re saving to buy your first home? Perhaps starting your own business is… Read more